Our Market-creating Model
Market-creating innovation – Collaboration – Coopetition – No reinventing the wheel – Problem-focused
We offer a range of solutions to Middle Income customers (Commercial Themes) and Low Income and bottom-of-the-pyramid customers (Social Impact Themes)
Commercial Themes
Inclusive Insurance
Digital Insurance
Inclusive Bancassurance©
Digital Bancassurance©
NextGen Banca©
InstaMotor© (AI & AR)
Social Impact Themes
Climate-induced Risks
Heat Stress Income Loss
Property Catastrophe
Crop
Livestock
Micro-health
Education
Women Empowerment
Our Value Adds
We do the heavy lifting in popularizing new and innovative insurance propositions positioned as ‘solutions’ to ‘problems’ as opposed to mere products
Business Model
We help our clients to figure out right business model for inclusive, digital and micro insurance business
Product Innovation
Understanding end-users problems and creating products ground-up
Lean Process Design
Our major focus area as scalability of a product depends on lean processes
Channel Development
Demystifying segment, product, pricing and channel confusion
Digital Delivery
End-to-end digital delivery model to give end-users the right experience
Policy Wording
Drafting policy wording to pioneering products for our partner insurers
Technical & Actuarial Support
To support pricing and technical analysis of the products
Market-creation
Introducing and popularizing new and innovative concepts through market engagements
Middle Office
We sit between Front Office and Back Office to control service delivery and implement SLA
Reinsurance Support
Support to our partner insurers in explaining the propositions to potential reinsurers
Project Management
To ensure smooth deployment of the new initiatives within given timelines
Mobilizing Development Financiers
In Social Impact themes, we engage with development sector grants and subsidies
Tech Design & Deployment
Our end-to-end solutions involves tech design and deployment through our tech partners
Stakeholders Management
We control the delivery value chain by managing a range of stakeholders